Lendsimpli Broker Program

Earn more for you

and your clients

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Quality AND Quantity

LendSimpli makes brokering loans easier than ever before.


Competitive pricing

Our pricing is designed to meet your borrowers’ needs. Rates start at 5.35% for our 30 year, cash-out Rental Loan and our Fix and Flip Loans typically range from 7.99% to 12%. We offer up to 90% of the total cost of the home’s purchase and 100% of rehab costs.

Price a loan in minutes

Get pre-qualification and pricing for your clients in just a few minutes. No need to wait around, you’ll know right away whether or not we can do the deal.

National coverage

We currently offer bridge loans in 32 states across the country—and rising. If you are taking advantage of new areas where deals are emerging, partnering with LendSimpli makes it easy.

Broker terms

Low LendSimpli upfront origination enables you as a broker to make the most with us. Our low prices in the market give you room to make more. Take up to 4.5 points per loan on any deal you originate with us (subject to state maximums) and get paid at closing.

Close quickly

We understand what speed means to both you and your customers. With Fix and Flip deals closing in 10-15 days and Rental Loans within 15-20 days, we mean business.

Portal Access

Take advantage of LendSimpli's client portal. An easy, streamlined portal for borrowers to upload required documentation. Chat within the portal with LendSimpli's client success and underwriting team. With us, it's easy.

Affiliate Broker Program FAQ

What type of properties are eligible?

The following types of properties are eligible for our Lendsimpli Rental loans:

    • Single family residence (SFR)
    • 2-4 unit properties
    • Townhouses

What type of documentation is required?

Lendsimpli Bridge loans will require the following documentation from borrowers applying for a rental loan:
  • Application
  • Photo ID (all members of the LLC, if applicable)
  • Bank Statement or, Money Market or, Brokerage Account to Show Six (6) Months of Property Expense Liquidity
  • Schedule of Real Estate Owned
  • Proof of Experience, if applicable (document receipt of rental income on a property owned and rented or, Property Management Questionnaire)
  • Credit Report (Lendsimpli will run)
  • Entity Formation Docs (Filed Articles of Incorporation, signed and dated  Bylaws/Operating Agreement, Evidence of Good Standing)
  • Entity EIN/TIN
  • Current Lease (if applicable)
  • If part of an HOA Cert, CC&R and Master Insurance Policy
  • Insurance Bill (document listing insurance premium)

Other documents may be requested based on the individual circumstances and collateral.

Which states will you lend in?

Lendsimpli can lend in most states. We may not be able to lend if the property is in a rural area, which makes comparable property analysis a difficult task. We require three recent comparison properties within 3 miles.

What is Property Debt-to-Income Ratio?

Property Debt-to-Income Ratio (PDTI) helps determine if the rental investment is generating enough income to afford its obligations. The eligibility requirement for rental loans is PDTI.

PDTI is calculated by the following formula:

PDTI = Rental Income/(Principal+Interest+Taxes+Insurance+HOA Dues)

Rental income is considered the lower of the actual rents and market rents.

How much cash out can I receive from a Lendsimpli Rental loans?

There is no maximum cash out on the Lendsimpli Rental loans program. The only maximum is the loan amount based on the 80% as-is LTV.

How much does Lendsimpli Rental loans cost?

Each project is underwritten separately and most of or projects are funded between 5.99 – 8.25% with 1.5 – 3.5 points charged at closing. These rates are a function of local market conditions, the loan to value ratio, and the scope of the rehab. Once you submit a project, your underwriter will be able to give you a clearer indication of expected rates.